Get Started
Back to Menu

Retirement Products

401(k) Library

401(k) Plan Basics

What Happens to Your 401(k) When You Change Jobs?

Employer Responsibilities & Compliance

401(k) Plan Testing Explained: ADP, ACP, and Top-Heavy Rules

Employee Financial Education & Retirement Planning

How to Improve 401(k) Participation Rates Among Employees

Advanced 401(k) Strategies & Special Topics

401(k) Auto-Enrollment and Auto-Escalation: Should Your Plan Include Them?

Simple, Turn-key Pricing

A 401(k) plan benefits you and your employees with attractive tax benefits and no-stress administration.
Get Started
Back to Menu

How much is a 401(k) plan?

With attractive tax benefit, adding a 401(k) is more affordable than you may think.
Calculate a Plan

Industries

401(k) Calculators

From retirement preparedness to employer matching costs, explore our calculators and learn the benefits of a 401(k) plan.
Calculate Now
Back to Menu

Resources

401(k) Calculators

Retirement Score

Find out if your retirement account is on the right path.

Catch Up Contributions

For 50+ measure the impact contributions can make.

401(k) Match Costs

What's the cost of incentivizing employees?

Required Min Distribution

At age 73, be prepared to take an RMD.

Estimate Your 401(k) Plan Costs

The benefits of establishing a 401(k) far outweigh the cost. Discover how affordable a plan is today.
Start Planning
bamboohr quickbooks-intuit paycor gusto justworks onpay run-adp proliant adp-workforce namely eddy paychex paylocity paycom square
Retirement Products
Who We Serve
Payroll Integration
Pricing
Resources
Follow us

Let's Build Your Plan

By answering a few quick questions we can design your 401(k) plan.
Get Started
401(k) Articles by Category

Small Business & Startup 401(k) Plans

Discover cost-effective 401(k) solutions for small businesses, including Safe Harbor plans, SIMPLE IRAs, and strategies for setting up a retirement plan.

No items found.

Search by Category

401(k) Plan Basics

Advanced 401(k) Strategies & Special Topics

Employee Financial Education & Retirement Planning

Employer Responsibilities & Compliance

Fiduciary Services & Risk Management

Financial Advisors & CPAs

Industry Trends & Legislative Updates

Small Business & Startup 401(k) Plans

Troubleshooting & Common 401(k) Mistakes

401(k) Library

401(k) Library

401(k) Plan Basics

Safe Harbor vs. Traditional 401(k) Plans: Choosing The Right Plan For Your Business

Safe Harbor plans simplify compliance by requiring mandatory contributions and immediate vesting, ideal for high contributions and low admin effort. Traditional 401(k) plans offer flexibility in contributions and vesting but come with compliance testing and greater administrative demands.

Continue to Article
401(k) Plan Basics

What Happens to Your 401(k) When You Change Jobs?

Employer Responsibilities & Compliance

401(k) Plan Testing Explained: ADP, ACP, and Top-Heavy Rules

Employee Financial Education & Retirement Planning

How to Improve 401(k) Participation Rates Among Employees

Advanced 401(k) Strategies & Special Topics

401(k) Auto-Enrollment and Auto-Escalation: Should Your Plan Include Them?

Let's Design Your Plan

Answer a few quick questions about your business. We'll build a preliminary design, then finallize it together.
Start Planning
  • Support
  • Employer Help Center
  • Participant Help Center
  • Contact
Helm TPA HQ
1234 Address Ave
Floor 5 Suite 210
Las Vegas, NV 89145

This website is owned and operated by Helm TPA, LLC 'Helm TPA" and its affiliates, each of which is a separate legal entity. References to “our” or “we” refer to the specific entity within Helm TPA unless otherwise stated.

The content on this website is provided for general informational purposes only and is not intended as an offer, recommendation, investment advice, legal or tax advice, or a solicitation to buy or sell any financial product or service. Investing involves risk, including the loss of principal, and past performance is not indicative of future results. Visual aids such as charts or graphs are for illustrative purposes only and should not be solely relied upon for financial decisions.

Helm TPA provides technology and administrative services through its affiliates. Specific investment advisory and recordkeeping services may be offered by licensed or registered entities within the Helm TPA group. Helm TPA itself is not engaged in securities activities and does not provide investment, legal, or tax advice. Helm TPA is not responsible for the accuracy or completeness of any third-party information presented on this site.

By using this site, you agree to our Privacy Policy and Terms of Use.

© Helm TPA, LLC. All rights reserved.