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401(k) Plan Basics

What Happens to Your 401(k) When You Change Jobs?

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401(k) Plan Testing Explained: ADP, ACP, and Top-Heavy Rules

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How to Improve 401(k) Participation Rates Among Employees

Advanced 401(k) Strategies & Special Topics

401(k) Auto-Enrollment and Auto-Escalation: Should Your Plan Include Them?

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A 401(k) plan benefits you and your employees with attractive tax benefits and no-stress administration.
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With attractive tax benefit, adding a 401(k) is more affordable than you may think.
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From retirement preparedness to employer matching costs, explore our calculators and learn the benefits of a 401(k) plan.
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Find out if your retirement account is on the right path.

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For 50+ measure the impact contributions can make.

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What's the cost of incentivizing employees?

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At age 73, be prepared to take an RMD.

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The benefits of establishing a 401(k) far outweigh the cost. Discover how affordable a plan is today.
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By answering a few quick questions we can design your 401(k) plan.
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Our Mission: Help every plan reach its destination.

We believe every employee deserves a 401(k) to help secure their future. That’s why we take the helm for employers—steering through the complexities of Form 5500 filings, ERISA compliance, and nondiscrimination testing. By empowering employees with low-effort, affordable plans we ensure that every business—big or small—can provide a 401(k) benefit to their team.

A no headache, affordable plan solution.

Empowering employers with the right support boosts participation and provides dedicated employees with a retirement future.
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Our retirement specialists are on hand whenever you need them. From setup to ongoing management, we’ll guide you and your clients through every step with personalized attention.

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We collaborate with you to design customized retirement solutions, helping maximize tax benefits while aligning with your clients’ unique goals and needs.

We Take Care of the Details

Offload the administrative load. We handle recordkeeping, compliance, and day‐to‐day processing, so you can concentrate on building relationships and growing your practice.

Streamlined Payroll Integrations

Simplify the process by unifying payroll and benefits administration. This cuts down on errors, saves time, and ensures a smooth experience for your clients.

See how a 401(k) plan can benefit everyone. Speak with a retirement expert now.
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Investment in Your Team and Business

Offering a 401(k) plan is a powerful tool for retention, tax savings, and long-term stability.
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A W-2 employee meeting age and service requirements for plan eligibility.
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Employees earning $155,000+ (as of 2024) or owning more than 5% of the company—classified as Highly Compensated Employees (HCEs).
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Monthly
Annual
Administration
$125
/month
+
$5
/month
Per Participant
2025
2026
401k Plan Cost
Annual Tax Credit
Net 401(k) Plan Cost
Employees with a 401(k) are 40% less likely to leave their job.
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$1200
20% Discount
/Year
Recordkeeping & Admin
+
$5
/Month
Per Participant
2025
2026
401k Plan Cost
Annual Tax Credit
Net 401(k) Plan Cost
Employees with a 401(k) are 40% less likely to leave their job.
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401(k) Library

401(k) Library

401(k) Plan Basics

Safe Harbor vs. Traditional 401(k) Plans: Choosing The Right Plan For Your Business

Safe Harbor plans simplify compliance by requiring mandatory contributions and immediate vesting, ideal for high contributions and low admin effort. Traditional 401(k) plans offer flexibility in contributions and vesting but come with compliance testing and greater administrative demands.

Continue to Article
401(k) Plan Basics

What Happens to Your 401(k) When You Change Jobs?

Employer Responsibilities & Compliance

401(k) Plan Testing Explained: ADP, ACP, and Top-Heavy Rules

Employee Financial Education & Retirement Planning

How to Improve 401(k) Participation Rates Among Employees

Advanced 401(k) Strategies & Special Topics

401(k) Auto-Enrollment and Auto-Escalation: Should Your Plan Include Them?

Let's Design Your Plan

Answer a few quick questions about your business. We'll build a preliminary design, then finallize it together.
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