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401(k) Plan Basics

What Happens to Your 401(k) When You Change Jobs?

Employer Responsibilities & Compliance

401(k) Plan Testing Explained: ADP, ACP, and Top-Heavy Rules

Employee Financial Education & Retirement Planning

How to Improve 401(k) Participation Rates Among Employees

Advanced 401(k) Strategies & Special Topics

401(k) Auto-Enrollment and Auto-Escalation: Should Your Plan Include Them?

Simple, Turn-key Pricing

A 401(k) plan benefits you and your employees with attractive tax benefits and no-stress administration.
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How much is a 401(k) plan?

With attractive tax benefit, adding a 401(k) is more affordable than you may think.
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401(k) Calculators

From retirement preparedness to employer matching costs, explore our calculators and learn the benefits of a 401(k) plan.
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401(k) Calculators

Retirement Score

Find out if your retirement account is on the right path.

Catch Up Contributions

For 50+ measure the impact contributions can make.

401(k) Match Costs

What's the cost of incentivizing employees?

Required Min Distribution

At age 73, be prepared to take an RMD.

Estimate Your 401(k) Plan Costs

The benefits of establishing a 401(k) far outweigh the cost. Discover how affordable a plan is today.
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By answering a few quick questions we can design your 401(k) plan.
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403(b) Plans

A Retirement Plan That Supports Your Team’s Mission

A specialized retirement plan that helps organizations who help others.

Design Your Plan
Types of companies who can benefit from 403(b) are

  • Nonprofits

  • Schools

  • Public Sector

Tailored for Nonprofits and Public Sector Employees

403(b) plans provide a flexible, tax-advantaged way for employees to build their retirement savings and offers unmatched benefits to attract and retain exceptional employees.

Tax-Deferred Growth

Contributions and earnings grow tax-free until withdrawal, maximizing savings potential.

Higher Contribution Limits

Employees can save up to $22,500 annually (2024 limit), with an additional $7,500 catch-up contribution for those aged 50+.

Simplified Payroll Integration

Seamlessly integrates with your payroll system to minimize administrative hassle.

403(b) Benefits

An Investment in Your Team and Your Mission

A 403(b) plan is more than just a retirement benefit—it’s a strategic investment in your team’s future and your organization’s mission. By offering a cost-effective, easy-to-administer plan, you can attract dedicated professionals, boost employee loyalty, and align your benefits with the values that drive your work.

Boost Retention

Employer contributions and tax advantages show employees you’re invested in their success.

Cost-Effective Administration

Designed specifically for nonprofits, 403(b) plans are easy to maintain and meet IRS requirements.

Maximize Contributions

Save significantly more each year than many other retirement vehicles, boosting long-term growth potential.

Support Mission Alignment

Helping your team save for retirement strengthens their commitment to your organization’s purpose.

Expert Administration from Setup to Compliance

Relieve administrative burdens, ensure compliance, and deliver exceptional participant experiences with tailored solutions for your needs.
Plan Design & Guidance

Craft retirement plans that align with your business objectives, offering tailored solutions to maximize tax benefits, employee participation, and compliance.

ERISA Compliance Oversight

Stay ahead of ERISA regulations with expert oversight, ensuring your plan is compliant, risk-mitigated, and structured to protect both your business and employees.

Form 5500 & Compliance Filings

Ensure seamless completion of essential filings, including Form 5500 and annual compliance audits, to keep your plan in good standing and avoid costly penalties.

Administrative Management

Offload the burden of plan administration, including contribution tracking, distributions, and day-to-day compliance, so you can focus on running your business.

Plan Monitoring & Optimization

Optimize plan performance with proactive reviews, adjustments for regulatory changes, and benchmarking to stay competitive and in compliance.

Non-Discrimination Testing

Handle complex compliance testing, including ADP/ACP, top-heavy, and coverage testing, to prevent IRS penalties and maintain a fair, compliant plan.

Plan Design & Guidance

Craft retirement plans that align with your business objectives, offering tailored solutions to maximize tax benefits, employee participation, and compliance.

ERISA Compliance Oversight

Stay ahead of ERISA regulations with expert oversight, ensuring your plan is compliant, risk-mitigated, and structured to protect both your business and employees.

Form 5500 & Compliance Filings

Ensure seamless completion of essential filings, including Form 5500 and annual compliance audits, to keep your plan in good standing and avoid costly penalties.

Administrative Management

Offload the burden of plan administration, including contribution tracking, distributions, and day-to-day compliance, so you can focus on running your business.

Plan Monitoring & Optimization

Optimize plan performance with proactive reviews, adjustments for regulatory changes, and benchmarking to stay competitive and in compliance.

Non-Discrimination Testing

Handle complex compliance testing, including ADP/ACP, top-heavy, and coverage testing, to prevent IRS penalties and maintain a fair, compliant plan.

Get Started Today
Affordable Plan Management

Investment in Your Team and Business

Offering a 401(k) plan is a powerful tool for retention, tax savings, and long-term stability.
Pricing Details

Plan Calculator

i
A W-2 employee meeting age and service requirements for plan eligibility.
i
Employees earning $155,000+ (as of 2024) or owning more than 5% of the company—classified as Highly Compensated Employees (HCEs).
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Monthly
Annual
Administration
$125
/month
+
$5
/month
Per Participant
2025
2026
401k Plan Cost
Annual Tax Credit
Net 401(k) Plan Cost
Employees with a 401(k) are 40% less likely to leave their job.
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$1200
20% Discount
/Year
Recordkeeping & Admin
+
$5
/Month
Per Participant
2025
2026
401k Plan Cost
Annual Tax Credit
Net 401(k) Plan Cost
Employees with a 401(k) are 40% less likely to leave their job.
Get Started

Let's Design Your Plan

Answer a few quick questions about your business. We'll build a preliminary design, then finallize it together.
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